Hacking your tuition bill! (Saving without scholarships)

This article was originally written for USA Today.

Saving thousands on college tuition with creativity, flexibility (and a little bit of hard work)

Paying for college is a ridiculously expensive investment for students. With tuition, room, books and other fees rising north of $30,000 per year (on average for private schools), it is no surprise that students and parents alike are pulling their hair out. The most obvious solution to this problem is applying for and winning loads of scholarships. The problem with this approach is that scholarships are typically focused on need, super high academic achievement and special interest, criteria excluding many students. Now, I am not knocking scholarships (in fact, I have co-founded a website that connects students to scholarship opportunities), but they leave a lot to be desired for the motivated, well-rounded student who does not possess a genius IQ or an extraordinary ability.

Read the entire article here!

Scholarships with MARCH Deadlines

We hope that everyone’s March is off to a great start.  Whether you are on Spring Break or are a high school senior waiting for your admissions decisions, the month of March offers an impressive array of scholarship opportunities.  Here we are going to rundown ten of the best scholarships with March deadlines.  

1) 2013 Go Daddy .ME Scholarship (Due March 30, 2013)

2) Alliance/Merck Hispanic Scholars Program (Due March 15, 2013)

3) $1,000 GPA Isn’t Everything Scholarship (Due March 31, 2013)

4) 2013 Google SVA Scholarship (Due March 31, 2013)

5) ScholarshipPoints $10,000 Scholarship Program (Due March 31, 2013)

6) College Prowler “No Essay” Scholarship Program (Due March 31, 2013)

7) LIFE Lessons Scholarship Program (Due March 31, 2013)

8) The NLHA Education Fund Scholarships (Due March 15, 2013)

9) 2013 American Hellenic Educational Progressive Association (AHEPA) Scholarship (Due March 31, 2013)

10) HotelsCheap Scholarship for Higher Learning (Due March 15, 2013)

As you ca see, many of these scholarships are due at the end of the month.  This means you have plenty of time to apply!  Best of luck to everyone!

 

Awesome January Scholarships

We hope that everyone’s January 2013 is off to a good start!  Another year and tons of awesome scholarships to apply for!  We have scoured the interwebs (and beyond) in search of scholarship opportunities and think we have found some really awesome ones.  So, without further ado, here are some of the best January scholarships.

Dan Coiro Scholarship by CengageBrain–interested in the sciences/engineering? This scholarship is due on January 31, 2013.

$1,000 GPA Isn’t Everything Scholarship–this scholarship is open to (almost) EVERYONE regardless of GPA and (as you may guess) is worth a cool grand.  It is also due on 1/31/13.

The Lilly Reintegration Scholarship– this scholarship is due on Jan. 31 and helps support students who are diagnosed with bipolar, schizophrenia, schizophreniform or schizoaffective disorder.

CollegeProwler “No Essay” Scholarship — College Prowler offers a monthly scholarship for students.  We know that you all are really busy with semester starting off–one of the perks of this scholarship is NO ESSAY.  Check it out!

ScholarshipPoints $10,000 Scholarship – Another very easy scholarship to apply for–it is due at the end of the month, so still plenty of time to get that application done!

Looking for more awesome January scholarships–check out our handy list here.

Best of luck to everyone!!

How to Rock Scholarship (and College) Applications- 10 Simple Tips

 How to Rock Scholarship (and College) Applications  10 Simple TipsYou sit at your desk, lamplight beaming down on your forehead, dripping sweat onto your keyboard. You look at the scholarship or college application on your screen, panicking- How am I going to stand out? What makes a scholarship application good vs. bad? Is there a correct way to fill out a college application? Is there anything I can do right now, filling out this application, that could make the difference between “Congratulations!” and “We’re sorry to inform you…”?

Yes, there is.

Even though there are thousands upon thousands of scholarships out there for every type of student imaginable, scholarship applications are all pretty similar. These scholarship applications are all made up of the same components, some of which can be tweaked to great effect. Many of these same components, while slightly different, also appear on college applications.

First, there are the things that cannot be tweaked. Your SAT score, GPA, and extra-curricular activities pretty much are what they are. Unless you lie when you’re filling out your applications (which we do not recommend!), there is now way to “improve” these categories for the purposes of your application. Sad, but true. Of course, you can study up for the SAT, work harder in school, and become more involved in your club, but that’s not what this post is about (a future post will look at SAT preparation). This post is about how to improve your college or scholarship application due in two weeks, not six months. So onto the good stuff…

Three important components of (most) applications are highly tweakable. Specifically, your essay, resumé, and, to a certain extent, teacher recommendation(s) can be developed to help your application reach full potential. A step-by-step guide:

The Essay

1. Answer the prompt. The worst thing in the world is to write a great essay, but have it be completely off-topic. The entire time that you’re writing your essay, keep the prompt in mind. Every single sentence should, in some way, connect to the overall point you’re trying to make. Cut out anything that does not add to this point. If you do this, that 500 word limit suddenly might not seem so bad.

2. Don’t use a thesaurus. Okay, maybe use it once or twice. But my point- write the essay in your own voice. Don’t use words that you wouldn’t normally know the definition of, since you want the essay to read as a representation of yourself to the application reader. Plus, convoluted diction won’t mesh too well with that C in sophomore English.

3. Revise, then revise again. Don’t put all of the time into applying for a scholarship only to have a typo here and incorrect punctuation there. Look to correct simple word errors- then/than, there/their/they’re, etc.- and to break up that thirty word sentence. If you have errors, it will only show that you don’t care enough to put the time into your application to reread and revise. It helps to read your essay out-loud; by doing this, you can hear errors that you may overlook when reading silently to yourself.

The Resumé

4. Put the relevant stuff first. Resumés do not need to exist in a single, definitive form; rather, shuffle the order of items on your resumé to best fit what you’re applying for. If applying for a scholarship or program for environmental science majors, you should put that leadership role in the environmental club over your captainship of the tennis team. Don’t delete that you were captain, but think to yourself- what will they care about more?

5. Don’t leave out important details. So you’re a member of the history club? Cool. Unfortunately, this in and of itself is not impressive. I even underlined it for emphasis. Instead of leaving it at that, explain what you did with the history club. What were your responsibilities? Did you initiate any projects? How did you actually contribute to the club? Application readers for colleges and scholarship programs want to see depth in your involvement. Unfortunately, Woody Allen’s famous quote (“Eighty percent of success is showing up”) does not apply here.

6. Don’t add unimportant information. The other side of tip #5. If you were a member of the Key Club but did absolutely nothing over your high school career, spare this useless bit of information from your resumé (unless you have absolutely nothing else to put down instead, then, by all means). Instead, add detail to the descriptions of groups that you had an actual interest in.

The Teacher Recommendation

7. Fit the teacher to the application. This tip applies when you’re applying for a program in a specific department, or a scholarship with a narrower focus. Applying to a college’s competitive art program? Ask your fine arts teacher to write you a recommendation. A scholarship that has a strong emphasis on community service? Ask the teacher who advises a service-based club that you’re active in. Simple.

8. The longer you know them, the better. This one seems pretty self-explanatory. It’s always better to have a recommendation from a teacher you’ve taken 2 or 3 classes with versus a single course. This means they know you better, and thus will be able to write a stronger (more personalized) recommendation.

9. Go with core subject teachers. Let’s be real- if you’re applying for a general academic scholarship or general admission (not the type of application mentioned in tip #7), a glowing recommendation from your P.E. teacher might not be the most helpful. Instead, go with a recommendation from a teacher in a subject like biology, english, calculus, or world history. Bonus points if, as mentioned in tip #7, you intend to major in the subject that teacher taught.

10. Be courteous. This is meant in a number of ways. First off, be polite about asking your teacher for a recommendation by offering them an out. If, for whatever reason, they do not want to write you a recommendation, make sure they have the option of not doing it. After all, who would want a lackluster recommendation? This is the one spot where the application reader hears how great you are from someone other than yourself, so it’s pretty important to have a strong rec. Also, be courteous in the sense that you give your teachers enough time to write a recommendation. At the very least, try to give them two weeks, although preferably longer. You want their recommendation to be as well thought-out as possible, and this requires time.

This is by no means an exhaustive guide towards the perfect application (if such a thing exists!), but will hopefully serve as a good starting point. As always, questions and comments can be posted below!

Shopping for Student Loans Made Easy

Scholarships are not the only way to pay for college–in fact, there are many more unconventional ways to pay for your education.  However, sometimes there are gaps in financial aid (both merit and need-based aid) and the cost of tuition.

Although the word l-o-a-n has become a four-letter word, student loans are a very common way for students to help pay for college.

We are working with ScholarshipPoints to help make the student loan process easier for students and parents.  Using the ScholarshipPoints Loan Comparison Tool, you are able to compare a variety of loans form a variety of lenders.  With this said, students should always look at their federal loan options first.

ScholarshipPoints helps students and families learn about loan borrowing and when private student loans can be helpful.

If you are college bound in the fall and are interested in private student loans, check out your options!

END OF YEAR Scholarships

We hope you all have had a happy holiday and Merry Christmas.  We were glad to see that the world did not end, but it is almost the end of the month (and because it is December, it is almost the end of the year!!!).  Here are a few scholarships that should get you through the end of the year (month), so check them out today:

1) CaptainU Scholarship – This scholarship is for students who are student-athletes and who hope to play their sport in college.  The deadline for the CaptainU Scholarship is December 30.

2) College Prowler “No Essay” Scholarship – This opportunity from our friends at CollegeProwler is due 12/31.  As you may guess from the title, you do not have to write an essay and it is a cinch to apply for.  Check it out.

3) “I Don’t Want to Pay for College” Scholarship — Cappex is the provider for the “I Don’t Want to Pay for College” Scholarship.  It is also due on New Year’s Eve.

Best of luck to everyone applying for these and also best of luck in the YEAR 2013!!

3 scholarships in three minutes

Sorry for the lack of updates/new posts–the new school year and college admissions travel season have kept us busy.  All of the high school seniors out there are certainly in the same boat with application deadlines right around the corner.  Because of this, we have 3 scholarships that you can literally apply for in three minutes (180 seconds).

All three of these scholarships are due on Halloween–

Cappex “I Don’t Want to Pay for College” Scholarship

College Prowler “No Essay” Scholarship

$10,000 ScholarshipPoints Scholarship

Scholarship Update (8/27)

Welcome to this week’s scholarship update!  As always, you can sign up for daily e-mails here.  Don’t worry, we despite spam and will never spam you.

So, without further ado…

Beans for Beans Scholarship Program

The NOAA Ernest F. Hollings Undergraduate Scholarship Program

Emerge Scholarship Program 2012

2013 Young Entrepreneur Awards

Cappex Scholarship Program (August 2012)

College Merit Scholarships

 

The Textbook Cartel

134329177 73f61a9bf3 n The Textbook CartelScholarships are not the only way to help save money for school.  While some of the unconventional methods we suggest can save you a lot of cash, there are smaller ways to make college affordable.

Every students (well, most) will buy textbooks.  Many of you will wait in long lines in the bookstore for your Psychology 101 and Intro to Anatomy textbooks.

After paying too much for these books, you will have to lug them back to your room, and possibly injure your back in the process.

If this sounds miserable, you are right, it is.  In college, I did this for one semester and decided there had to be another way…

For me, that better way was buying used books from Amazon.com and eBay.  Sure, the books were used, but they were quite a bit cheaper.  I wound up saving hundreds of dollars each semester this way.  After the semester, instead of selling them back to the bookstore, I’d sell them back on Amazon.  I preferred selling through Amazon, because there was no fee to list them and no Amazon commission was taken until they sold.  If time is of the essence (ie: you need to sell your books quickly in order to buy books for next semester) price them lower than the other people (psychologically, pricing them a dollar less does wonders).

Another awesome option is to just rent your textbooks.  Valorebooks is a great site to use to rent your textbooks (Valorebooks also allows you to sellback your books).  For many textbooks, you will use them for that class and then they will collect dust.  I wound up just keeping books in my major, because I would probably read them again.  Technical/science books are great bets to rent, because they are constantly being updated.  There is nothing worse than going to sell back your $150 bio book and seeing that they updated it.  That $150 bio book becomes a very, very overpriced doorstop.

Photo credit to Plutor.